Self Managed Super Fund Loan

The savings you’ve built up in your Superannuation Fund can be used to purchase commercial property. 

Using your SMSF funds as a deposit, some lenders will approve loans starting at just $100,000 to purchase property, and the income generated from the rental can help meet your repayments.

With commercial property, it may be possible for your SMSF to purchase a property that will be occupied by your business, as long as the rent is at market rates.

Essentially this type of finance is a Term Loan with features such as flexible terms up to 30 years, the choice of principal and interest or interest-only repayment, and the options of fixed or variable rates, or a combination of both.

There are many rules and regulations governing your SMSF so it’s important you get the advice of a financial professional, like your accountant or financial planner to assist you to make the right choices.

Asset & Equipment Finance

It’s a common question for small business owners; how do you get your hands on the equipment you need to grow, while still keeping the all-important cash flow and working capital at healthy levels?

Choosing the right asset and equipment finance can give you further benefits than just preserving your day-to-day funds:

• Assets and equipment can generate immediate income
• Finance can help preserve working capital
• Fixed repayments may give you the ability to budget more accurately
• The asset secures the loan, in which case you don’t have to lock up your property security which can be preserved for future finance such as working capital

What can be financed?

Any asset, plant, or equipment that can help generate income for your business may be able to be financed, and can include:

• Motor vehicles
• Commercial vehicles
• Plant and machinery
• Agricultural equipment
• Solar power equipment
• Computers, photocopiers, and phone systems
• Medical and dental equipment
• Office equipment
• General business equipment
• Internal fit-outs

Asset & Equipment Finance

It’s a common question for small business owners; how do you get your hands on the equipment you need to grow, while still keeping the all-important cash flow and working capital at healthy levels?

Choosing the right asset and equipment finance can give you further benefits than just preserving your day-to-day funds:

• Assets and equipment can generate immediate income
• Finance can help preserve working capital
• Fixed repayments may give you the ability to budget more accurately
• The asset secures the loan, in which case you don’t have to lock up your property security which can be preserved for future finance such as working capital

What can be financed?

Any asset, plant, or equipment that can help generate income for your business may be able to be financed, and can include:

• Motor vehicles
• Commercial vehicles
• Plant and machinery
• Agricultural equipment
• Solar power equipment
• Computers, photocopiers, and phone systems
• Medical and dental equipment
• Office equipment
• General business equipment
• Internal fit-outs